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Stamp duty in Newcastle upon Tyne

The last large English city before the Scottish border, where SDLT and LBTT can be compared on the same budget.

Checked by Radif Partners · Editorial policy · How we calculate

A home in Newcastle upon Tyne sold for £207,547 on average in July 2026 on the UK House Price Index, and Stamp Duty Land Tax on that price is £1,650 for a buyer who will own just that home. First-time buyers paid £181,679 on average, well inside the £300,000 nil band of the relief, so they typically pay nothing. Because Newcastle is within easy reach of the border, buyers sometimes weigh it against Scottish towns, and the taxes then differ: the same £207,547 home would cost £1,250 in Land and Buildings Transaction Tax in Scotland, where the nil band stops at £145,000. For a landlord the gap is wider still: £12,028 in Newcastle against £17,853 in Scotland, where the Additional Dwelling Supplement takes 8% of the whole price on top of the ordinary tax.

The price agreed with the seller, before any fees.

You will own one home at the end of completion day.

Who is buying?
Any buyer non-UK resident?
More options: commercial property, company relief
Property (mixed use counts as commercial)
Company letting or developing it?

Stamp Duty Land Tax · England and Northern Ireland

£1,650

0.8% of £207,547 · rule applied: Standard residential rates

Tax band by band
PortionRateTax
£0 to £125,0000%£0
£125,000 to £250,0002%£1,651

Return and payment due within 14 days of completion.

Same purchase elsewhere in the UK

How this is calculated

The same Newcastle prices under SDLT and LBTT

The table applies both taxes to Newcastle’s average prices for each type of home. It is not a comparison of real homes on both sides of the border, since prices differ, but it isolates the effect of the tax rules alone.

Newcastle averages (July 2026) under both regimes
PriceSDLT, one homeLBTT, one homeSDLT, additionalLBTT + ADS
£128,296£65£0£6,480£10,263
£207,914£1,658£1,258£12,053£17,891
£238,190£2,263£1,863£14,173£20,918
£397,344£9,867£13,084£29,734£44,871

For an owner-occupier the two taxes are close on modest homes, because Scotland’s nil band (£145,000) is higher than England’s (£125,000) but its 5% band starts at the same £250,000. The Scottish 10% band, from £325,000, makes larger houses dearer there. Edinburgh, the nearest large Scottish city, averages £303,965: see stamp duty in Edinburgh.

Every type of Newcastle home

Newcastle upon Tyne: tax on UK HPI averages, July 2026
HomeAverage priceFirst-time buyerOne homeAdditional property
Flat or maisonette£128,296£0£65£6,480
Terraced house£207,914£0£1,658£12,053
Semi-detached house£238,190£0£2,263£14,173
Detached house£397,344£4,867£9,867£29,734
All sales£207,547£0£1,650£12,028

Investors on Tyneside

A buy-to-let at the city average pays £12,028 with the 5% surcharge, £10,378 more than an owner-occupier. Prices in the city moved 4.1% in the year to July 2026. The buy-to-let page covers company purchases and the rules for a first rental bought by someone with no home of their own.

Questions buyers ask

Would I pay less tax buying in Newcastle than just over the border in Scotland?

It depends on the price and on who you are. At the Newcastle average of £207,547, a one-home buyer pays £1,650 in England and £1,250 in Scotland. A first-time buyer pays £0 in England against £650 in Scotland. A landlord pays much more in Scotland because of the 8% supplement.

What is the stamp duty on an average Newcastle flat for a first-time buyer?

Nothing. The average flat in the city sold for £128,296 in July 2026, below the £300,000 nil band of first-time buyer relief. A buyer who has owned a home before would pay £65 if it becomes their only home, and £6,480 if they keep another.

Do Newcastle detached houses reach the higher stamp duty band?

Yes. The average detached house, £397,344, is above £250,000, so the part over that line pays 5%: the bill is £9,867 for a one-home buyer. Semis average £238,190 and stay in the 2% band, which keeps their bill at £2,263.

Related pages and calculators

Official sources for this page

Written by

Publisher of UK property purchase tax calculators · SDLT, LBTT, LTT

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Estimates only: the figures on this page apply the published bands to the facts entered and do not replace advice from your conveyancer or the decision of HMRC, Revenue Scotland or the Welsh Revenue Authority.

Bands and surcharges for 2026, read on the official pages on