By city
Stamp duty in Bristol
Bristol is one of the cities where the average first home now costs more than the £300,000 the relief leaves untaxed.
Checked by Radif Partners · Editorial policy · How we calculate
First-time buyers in the City of Bristol paid £313,331 on average in July 2026, according to the UK House Price Index. That is £13,331 above the £300,000 nil band of first-time buyer relief, so the typical first purchase in Bristol carries £666 of Stamp Duty Land Tax, charged at 5% on the excess. Under the thresholds that applied until 31 March 2025 the same buyer would have paid £0. Across all sales the average Bristol home cost £352,262, which means £7,613 for a buyer who will own only that home, and home movers paid £425,181 on average, taxed at £11,259. Anyone buying an additional property at the average price pays £25,226 with the surcharge, and Wales, a few miles away, has no first-time buyer relief at all.
More options: commercial property, company relief
Stamp Duty Land Tax · England and Northern Ireland
£2,613
0.7% of £352,262 · rule applied: First-time buyer relief (nil band to £300,000)
| Portion | Rate | Tax |
|---|---|---|
| £0 to £300,000 | 0% | £0 |
| £300,000 to £500,000 | 5% | £2,613 |
- First-time buyer relief saves
- £5,000
Return and payment due within 14 days of completion.
Same purchase elsewhere in the UK
First homes above the nil band
The calculator above opens on the first-time buyer setting for that reason. Between £300,000 and £500,000 the relief still helps, but it no longer makes the purchase tax-free: each £10,000 above the nil band adds £500.
| Price | First-time buyer now | Before 1 April 2025 | Without relief |
|---|---|---|---|
| £275,000 | £0 | £0 | £3,750 |
| £300,000 | £0 | £0 | £5,000 |
| £313,331 | £666 | £0 | £5,666 |
| £325,000 | £1,250 | £0 | £6,250 |
| £350,000 | £2,500 | £0 | £7,500 |
| £400,000 | £5,000 | £0 | £10,000 |
Homes by type
| Home | Average price | First-time buyer | One home | Additional property |
|---|---|---|---|---|
| Flat or maisonette | £241,393 | £0 | £2,327 | £14,397 |
| Terraced house | £383,538 | £4,176 | £9,176 | £28,353 |
| Semi-detached house | £447,013 | £7,350 | £12,350 | £34,701 |
| Detached house | £689,391 | £24,469 | £24,469 | £58,939 |
| All sales | £352,262 | £2,613 | £7,613 | £25,226 |
Bristol’s semis average £447,013 and its detached houses £689,391, prices more typical of the South East than of other large English cities outside London. Prices moved 2.1% over the year to July 2026.
Crossing the Severn
Buyers who work in Bristol sometimes look at Newport or Monmouthshire. Wales charges Land Transaction Tax, with no first-time buyer relief but a nil band of £225,000 for everyone. On a £313,331 first home that means £5,299 in Wales against £666 in Bristol; for a home mover at the same price, £5,299 against £5,666. The comparison is computed for every price on the nations comparison page, and Cardiff has its own figures.