Which council has the highest stamp duty on an average home?

Kensington and Chelsea, where the average price of £1,232,640 in July 2026 produces £67,014 of SDLT for a buyer with no other property, and £128,646 for someone adding a second home. SDLT bands are the same in every English council, so the gap comes entirely from prices: the same rates applied to Burnley’s £135,012 average give £200.

Why does the table show no first-time buyer price for Northern Ireland districts?

The UK House Price Index publishes only an all-buyer average for each of the 11 Northern Ireland districts, without the first-time buyer and former owner-occupier series available elsewhere. The table falls back on that single average and flags it with an asterisk. The tax is still SDLT, so a first-time buyer in Lisburn and Castlereagh at the £240,737 average would pay £0.

Can I use a council average to estimate the stamp duty on the house I am buying?

Only as a starting point. The average mixes flats, terraces and detached houses, and the index is revised as late sales reach the Land Registry. Your tax depends on your agreed price and your own situation, so type that price into the main calculator. The area table is best for comparing places before you choose where to search.

Calculators

Stamp duty by local authority

The tax due on the average home of every council in England, Northern Ireland, Scotland and Wales, from the UK House Price Index for July 2026.

Checked by Radif Partners · Editorial policy · How we calculate

On the average price of each local authority in the UK House Price Index for July 2026, a buyer who will own only that home pays the most in Kensington and Chelsea: £67,014 of Stamp Duty Land Tax on £1,232,640, followed by City of Westminster at £33,839. At the other end, 21 of the 360 councils have an average below the nil band of their nation, so the typical home there carries no tax at all; the lowest average is £115,401 in Inverclyde. Half the councils sit at or below £3,634. The table applies the right tax to each area: SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales, so the same average price can cost different amounts on each side of a border. Switch to first-time buyer prices and in 201 of 295 English councils the typical first purchase falls inside the £300,000 nil band of the relief.

Read the full answer

360 local authorities · sort by

Tax on the average price by local authority
Area	Tax	Average price	Tax due	Rate
Kensington and Chelsea	SDLT	£1,232,640	£67,014	5.4%
City of Westminster	SDLT	£876,788	£33,839	3.9%
Camden	SDLT	£815,159	£30,757	3.8%
Richmond upon Thames	SDLT	£803,249	£30,162	3.8%
Elmbridge	SDLT	£748,080	£27,404	3.7%
Hammersmith and Fulham	SDLT	£738,048	£26,902	3.7%
City of London	SDLT	£710,652	£25,532	3.6%
Wandsworth	SDLT	£686,076	£24,303	3.5%
Islington	SDLT	£674,592	£23,729	3.5%
St Albans	SDLT	£646,781	£22,339	3.5%
Haringey	SDLT	£638,690	£21,934	3.4%
Merton	SDLT	£615,890	£20,794	3.4%
Hackney	SDLT	£605,729	£20,286	3.4%
Barnet	SDLT	£600,560	£20,028	3.3%
Kingston upon Thames	SDLT	£591,555	£19,577	3.3%
Three Rivers	SDLT	£590,816	£19,540	3.3%
Ealing	SDLT	£585,216	£19,260	3.3%
Windsor and Maidenhead	SDLT	£575,036	£18,751	3.3%
Southwark	SDLT	£572,478	£18,623	3.3%
Epsom and Ewell	SDLT	£568,214	£18,410	3.2%
Mole Valley	SDLT	£555,858	£17,792	3.2%
Waverley	SDLT	£553,429	£17,671	3.2%
Hertsmere	SDLT	£548,704	£17,435	3.2%
Brent	SDLT	£546,135	£17,306	3.2%
Sevenoaks	SDLT	£538,714	£16,935	3.1%
Lambeth	SDLT	£536,623	£16,831	3.1%
Guildford	SDLT	£532,917	£16,645	3.1%
Waltham Forest	SDLT	£529,102	£16,455	3.1%
Harrow	SDLT	£526,493	£16,324	3.1%
Epping Forest	SDLT	£525,719	£16,285	3.1%
Hounslow	SDLT	£525,435	£16,271	3.1%
Brentwood	SDLT	£514,480	£15,724	3.1%
Bromley	SDLT	£511,670	£15,583	3%
Wokingham	SDLT	£496,537	£14,826	3%
Lewisham	SDLT	£488,658	£14,432	3%
Tandridge	SDLT	£482,599	£14,129	2.9%
Redbridge	SDLT	£481,297	£14,064	2.9%
Hart	SDLT	£481,051	£14,052	2.9%
Reigate and Banstead	SDLT	£480,824	£14,041	2.9%
Buckinghamshire	SDLT	£479,736	£13,986	2.9%
Runnymede	SDLT	£477,182	£13,859	2.9%
Uttlesford	SDLT	£476,329	£13,816	2.9%
South Oxfordshire	SDLT	£476,026	£13,801	2.9%
Cambridge	SDLT	£475,151	£13,757	2.9%
Oxford	SDLT	£471,667	£13,583	2.9%
Enfield	SDLT	£470,988	£13,549	2.9%
Hillingdon	SDLT	£470,875	£13,543	2.9%
Winchester	SDLT	£463,025	£13,151	2.8%
Greenwich	SDLT	£462,589	£13,129	2.8%
Dacorum	SDLT	£459,235	£12,961	2.8%
Surrey Heath	SDLT	£457,988	£12,899	2.8%
East Hertfordshire	SDLT	£457,417	£12,870	2.8%
Tunbridge Wells	SDLT	£456,227	£12,811	2.8%
Sutton	SDLT	£452,654	£12,632	2.8%
Welwyn Hatfield	SDLT	£448,681	£12,434	2.8%
Havering	SDLT	£448,648	£12,432	2.8%
Tower Hamlets	SDLT	£447,796	£12,389	2.8%
Horsham	SDLT	£441,654	£12,082	2.7%
East Hampshire	SDLT	£440,541	£12,027	2.7%
Woking	SDLT	£439,916	£11,995	2.7%
Spelthorne	SDLT	£439,609	£11,980	2.7%
South Cambridgeshire	SDLT	£439,573	£11,978	2.7%
Chichester	SDLT	£432,078	£11,603	2.7%
Mid Sussex	SDLT	£430,777	£11,538	2.7%
Cotswold	SDLT	£421,125	£11,056	2.6%
North Hertfordshire	SDLT	£418,857	£10,942	2.6%
West Oxfordshire	SDLT	£418,586	£10,929	2.6%
Vale of White Horse	SDLT	£413,773	£10,688	2.6%
Bexley	SDLT	£413,343	£10,667	2.6%
Rochford	SDLT	£412,543	£10,627	2.6%
Broxbourne	SDLT	£411,689	£10,584	2.6%
Bath and North East Somerset	SDLT	£409,045	£10,452	2.6%
Brighton and Hove	SDLT	£408,948	£10,447	2.6%
Tonbridge and Malling	SDLT	£407,880	£10,394	2.6%
Watford	SDLT	£404,299	£10,214	2.5%
West Berkshire	SDLT	£403,682	£10,184	2.5%
Trafford	SDLT	£400,688	£10,034	2.5%
Stratford-on-Avon	SDLT	£396,753	£9,837	2.5%
Bracknell Forest	SDLT	£395,413	£9,770	2.5%
Wealden	SDLT	£391,211	£9,560	2.4%
Newham	SDLT	£390,349	£9,517	2.4%
Croydon	SDLT	£390,041	£9,502	2.4%
Maldon	SDLT	£389,529	£9,476	2.4%
New Forest	SDLT	£384,977	£9,248	2.4%
Adur	SDLT	£380,120	£9,006	2.4%
Chelmsford	SDLT	£378,080	£8,904	2.4%
Barking and Dagenham	SDLT	£375,604	£8,780	2.3%
Basingstoke and Deane	SDLT	£370,223	£8,511	2.3%
Warwick	SDLT	£369,220	£8,461	2.3%
Lewes	SDLT	£368,408	£8,420	2.3%
Test Valley	SDLT	£368,131	£8,406	2.3%
Basildon	SDLT	£367,233	£8,361	2.3%
Cherwell	SDLT	£356,935	£7,846	2.2%
Central Bedfordshire	SDLT	£356,758	£7,837	2.2%
Castle Point	SDLT	£356,579	£7,828	2.2%
South Hams	SDLT	£355,483	£7,774	2.2%
Derbyshire Dales	SDLT	£355,387	£7,769	2.2%
Maidstone	SDLT	£352,722	£7,636	2.2%
City of Bristol	SDLT	£352,262	£7,613	2.2%
Stroud	SDLT	£351,736	£7,586	2.2%
Malvern Hills	SDLT	£350,772	£7,538	2.2%
Reading	SDLT	£349,550	£7,477	2.1%
Dartford	SDLT	£347,773	£7,388	2.1%
Ashford	SDLT	£347,562	£7,378	2.1%
Harborough	SDLT	£347,010	£7,350	2.1%
East Cambridgeshire	SDLT	£346,413	£7,320	2.1%
Gravesham	SDLT	£344,923	£7,246	2.1%
South Gloucestershire	SDLT	£341,833	£7,091	2.1%
East Devon	SDLT	£339,683	£6,984	2.1%
Rother	SDLT	£337,816	£6,890	2%
Canterbury	SDLT	£337,454	£6,872	2%
Solihull	SDLT	£337,112	£6,855	2%
Lichfield	SDLT	£335,799	£6,789	2%
Slough	SDLT	£335,759	£6,787	2%
Bromsgrove	SDLT	£335,607	£6,780	2%
Bedford	SDLT	£333,824	£6,691	2%
Fareham	SDLT	£333,599	£6,679	2%
Crawley	SDLT	£332,384	£6,619	2%
Monmouthshire	LTT	£335,093	£6,605	2%
Babergh	SDLT	£330,523	£6,526	2%
Milton Keynes	SDLT	£330,419	£6,520	2%
Wiltshire	SDLT	£328,746	£6,437	2%
Braintree	SDLT	£328,477	£6,423	2%
Southend-on-Sea	SDLT	£328,383	£6,419	2%
Rushmoor	SDLT	£326,771	£6,338	1.9%
Tewkesbury	SDLT	£325,898	£6,294	1.9%
Dorset	SDLT	£325,154	£6,257	1.9%
Rushcliffe	SDLT	£324,012	£6,200	1.9%
Cheltenham	SDLT	£322,758	£6,137	1.9%
Wychavon	SDLT	£322,623	£6,131	1.9%
Thurrock	SDLT	£321,941	£6,097	1.9%
Arun	SDLT	£321,460	£6,073	1.9%
Harlow	SDLT	£319,860	£5,993	1.9%
Stockport	SDLT	£317,913	£5,895	1.9%
Stevenage	SDLT	£316,210	£5,810	1.8%
Mid Suffolk	SDLT	£315,898	£5,794	1.8%
Havant	SDLT	£315,820	£5,791	1.8%
North Somerset	SDLT	£313,638	£5,681	1.8%
Broadland	SDLT	£313,407	£5,670	1.8%
South Norfolk	SDLT	£311,587	£5,579	1.8%
South Staffordshire	SDLT	£310,862	£5,543	1.8%
York	SDLT	£310,781	£5,539	1.8%
Eastleigh	SDLT	£310,283	£5,514	1.8%
Bournemouth Christchurch and Poole	SDLT	£310,094	£5,504	1.8%
Cheshire East	SDLT	£309,121	£5,456	1.8%
Huntingdonshire	SDLT	£308,374	£5,418	1.8%
Folkestone and Hythe	SDLT	£303,296	£5,164	1.7%
Teignbridge	SDLT	£302,368	£5,118	1.7%
Swale	SDLT	£298,985	£4,949	1.7%
Rutland	SDLT	£298,916	£4,945	1.7%
Medway	SDLT	£298,547	£4,927	1.7%
Colchester	SDLT	£297,824	£4,891	1.6%
East Renfrewshire	LBTT	£305,723	£4,886	1.6%
Worthing	SDLT	£297,200	£4,860	1.6%
City of Edinburgh	LBTT	£303,965	£4,798	1.6%
West Suffolk	SDLT	£294,810	£4,740	1.6%
Vale of Glamorgan	LTT	£303,112	£4,686	1.6%
North Norfolk	SDLT	£292,563	£4,628	1.6%
West Northamptonshire	SDLT	£291,929	£4,596	1.6%
Herefordshire	SDLT	£289,607	£4,480	1.6%
Blaby	SDLT	£289,282	£4,464	1.5%
Forest of Dean	SDLT	£286,888	£4,344	1.5%
West Devon	SDLT	£285,834	£4,291	1.5%
Ribble Valley	SDLT	£285,610	£4,280	1.5%
Luton	SDLT	£284,946	£4,247	1.5%
Exeter	SDLT	£282,696	£4,134	1.5%
North Devon	SDLT	£282,633	£4,131	1.5%
Melton	SDLT	£282,521	£4,126	1.5%
Somerset	SDLT	£282,062	£4,103	1.5%
Mid Devon	SDLT	£281,450	£4,072	1.5%
North West Leicestershire	SDLT	£280,530	£4,026	1.4%
Dover	SDLT	£277,750	£3,887	1.4%
East Suffolk	SDLT	£276,301	£3,815	1.4%
Cornwall	SDLT	£275,642	£3,782	1.4%
Shropshire	SDLT	£275,232	£3,761	1.4%
Midlothian	LBTT	£283,166	£3,758	1.3%
East Lothian	LBTT	£282,500	£3,725	1.3%
Charnwood	SDLT	£273,945	£3,697	1.4%
North Warwickshire	SDLT	£273,776	£3,688	1.4%
Rugby	SDLT	£272,696	£3,634	1.3%
North Yorkshire	SDLT	£270,463	£3,523	1.3%
Cheshire West and Chester	SDLT	£270,104	£3,505	1.3%
Thanet	SDLT	£269,708	£3,485	1.3%
Breckland	SDLT	£268,905	£3,445	1.3%
King's Lynn and West Norfolk	SDLT	£265,715	£3,285	1.2%
East Dunbartonshire	LBTT	£271,608	£3,180	1.2%
Swindon	SDLT	£263,611	£3,180	1.2%
Torridge	SDLT	£263,378	£3,168	1.2%
South Derbyshire	SDLT	£261,544	£3,077	1.2%
South Kesteven	SDLT	£260,359	£3,017	1.2%
Hinckley and Bosworth	SDLT	£260,187	£3,009	1.2%
Warrington	SDLT	£260,040	£3,002	1.2%
Tendring	SDLT	£259,568	£2,978	1.2%
High Peak	SDLT	£258,856	£2,942	1.1%
Stafford	SDLT	£258,024	£2,901	1.1%
North Northamptonshire	SDLT	£257,807	£2,890	1.1%
Cardiff	LTT	£272,252	£2,835	1%
Eastbourne	SDLT	£254,636	£2,731	1.1%
North East Derbyshire	SDLT	£253,810	£2,690	1.1%
Broxtowe	SDLT	£252,624	£2,631	1%
Manchester	SDLT	£252,309	£2,615	1%
Oadby and Wigston	SDLT	£251,253	£2,562	1%
Portsmouth	SDLT	£251,220	£2,561	1%
Worcester	SDLT	£251,221	£2,561	1%
Leeds	SDLT	£247,695	£2,453	1%
Isle of Wight	SDLT	£245,900	£2,418	1%
Redditch	SDLT	£245,573	£2,411	1%
North Kesteven	SDLT	£242,834	£2,356	1%
Bury	SDLT	£242,437	£2,348	1%
Gedling	SDLT	£241,473	£2,329	1%
Gloucester	SDLT	£240,718	£2,314	1%
Lisburn and Castlereagh	SDLT (NI)	£240,737	£2,314	1%
Gosport	SDLT	£240,696	£2,313	1%
Hastings	SDLT	£238,757	£2,275	1%
Cannock Chase	SDLT	£236,743	£2,234	0.9%
West Lancashire	SDLT	£236,194	£2,223	0.9%
Southampton	SDLT	£235,977	£2,219	0.9%
Fylde	SDLT	£235,793	£2,215	0.9%
Newark and Sherwood	SDLT	£234,764	£2,195	0.9%
City of Peterborough	SDLT	£234,690	£2,193	0.9%
Birmingham	SDLT	£234,257	£2,185	0.9%
Amber Valley	SDLT	£233,295	£2,165	0.9%
Dudley	SDLT	£232,196	£2,143	0.9%
Wyre Forest	SDLT	£230,984	£2,119	0.9%
Westmorland and Furness	SDLT	£230,449	£2,108	0.9%
Salford	SDLT	£229,462	£2,089	0.9%
Tamworth	SDLT	£229,251	£2,085	0.9%
Nuneaton and Bedworth	SDLT	£228,142	£2,062	0.9%
Coventry	SDLT	£227,679	£2,053	0.9%
Leicester	SDLT	£227,322	£2,046	0.9%
Ards and North Down	SDLT (NI)	£227,275	£2,045	0.9%
East Staffordshire	SDLT	£227,135	£2,042	0.9%
Telford and Wrekin	SDLT	£226,893	£2,037	0.9%
South Holland	SDLT	£226,660	£2,033	0.9%
Fenland	SDLT	£225,613	£2,012	0.9%
Staffordshire Moorlands	SDLT	£224,415	£1,988	0.9%
Norwich	SDLT	£224,323	£1,986	0.9%
Sefton	SDLT	£224,289	£1,985	0.9%
City of Plymouth	SDLT	£223,161	£1,963	0.9%
Torbay	SDLT	£222,118	£1,942	0.9%
Wirral	SDLT	£221,849	£1,936	0.9%
Ipswich	SDLT	£221,445	£1,928	0.9%
Newry Mourne and Down	SDLT (NI)	£220,572	£1,911	0.9%
Wolverhampton	SDLT	£220,559	£1,911	0.9%
East Riding of Yorkshire	SDLT	£220,408	£1,908	0.9%
Sheffield	SDLT	£219,713	£1,894	0.9%
Stirling	LBTT	£239,034	£1,880	0.8%
Causeway Coast and Glens	SDLT (NI)	£218,871	£1,877	0.9%
Erewash	SDLT	£217,941	£1,858	0.9%
Oldham	SDLT	£217,171	£1,843	0.9%
Walsall	SDLT	£215,329	£1,806	0.8%
East Lindsey	SDLT	£214,508	£1,790	0.8%
Bassetlaw	SDLT	£214,281	£1,785	0.8%
South Ribble	SDLT	£213,267	£1,765	0.8%
Chorley	SDLT	£213,246	£1,764	0.8%
Northumberland	SDLT	£212,563	£1,751	0.8%
Tameside	SDLT	£209,723	£1,694	0.8%
Rochdale	SDLT	£209,389	£1,687	0.8%
Perth and Kinross	LBTT	£229,180	£1,683	0.7%
Great Yarmouth	SDLT	£209,114	£1,682	0.8%
Newcastle-Under-Lyme	SDLT	£209,112	£1,682	0.8%
Kirklees	SDLT	£208,987	£1,679	0.8%
Newcastle upon Tyne	SDLT	£207,547	£1,650	0.8%
West Lothian	LBTT	£227,354	£1,647	0.7%
City of Derby	SDLT	£207,250	£1,645	0.8%
Antrim and Newtownabbey	SDLT (NI)	£206,120	£1,622	0.8%
Sandwell	SDLT	£205,830	£1,616	0.8%
North Tyneside	SDLT	£205,744	£1,614	0.8%
Bolton	SDLT	£204,379	£1,587	0.8%
West Lindsey	SDLT	£203,592	£1,571	0.8%
Chesterfield	SDLT	£203,367	£1,567	0.8%
Lancaster	SDLT	£202,966	£1,559	0.8%
Fermanagh and Omagh	SDLT (NI)	£201,732	£1,534	0.8%
Highland	LBTT	£221,136	£1,522	0.7%
Rossendale	SDLT	£199,759	£1,495	0.8%
Wakefield	SDLT	£199,347	£1,486	0.8%
Mid Ulster	SDLT (NI)	£195,453	£1,409	0.7%
Halton	SDLT	£194,727	£1,394	0.7%
Wigan	SDLT	£194,551	£1,391	0.7%
Orkney Islands	LBTT	£214,106	£1,382	0.7%
Wyre	SDLT	£193,650	£1,373	0.7%
Rotherham	SDLT	£191,496	£1,329	0.7%
Calderdale	SDLT	£191,385	£1,327	0.7%
City of Nottingham	SDLT	£190,200	£1,304	0.7%
Ashfield	SDLT	£190,179	£1,303	0.7%
Derry City and Strabane	SDLT (NI)	£189,474	£1,289	0.7%
Liverpool	SDLT	£189,036	£1,280	0.7%
Preston	SDLT	£188,629	£1,272	0.7%
Knowsley	SDLT	£188,527	£1,270	0.7%
Lincoln	SDLT	£187,079	£1,241	0.7%
Armagh City Banbridge and Craigavon	SDLT (NI)	£186,993	£1,239	0.7%
Mansfield	SDLT	£185,870	£1,217	0.7%
St Helens	SDLT	£185,154	£1,203	0.7%
Aberdeenshire	LBTT	£204,894	£1,197	0.6%
Belfast	SDLT (NI)	£184,768	£1,195	0.7%
Moray	LBTT	£204,008	£1,180	0.6%
Bolsover	SDLT	£182,759	£1,155	0.6%
Bradford	SDLT	£182,766	£1,155	0.6%
North Lincolnshire	SDLT	£179,954	£1,099	0.6%
Mid and East Antrim	SDLT (NI)	£177,450	£1,049	0.6%
Boston	SDLT	£177,438	£1,048	0.6%
Barnsley	SDLT	£175,537	£1,010	0.6%
City of Glasgow	LBTT	£193,675	£973	0.5%
Scottish Borders	LBTT	£193,050	£961	0.5%
Doncaster	SDLT	£172,305	£946	0.6%
Cumberland	SDLT	£170,966	£919	0.5%
Stockton-on-Tees	SDLT	£170,029	£900	0.5%
Argyll and Bute	LBTT	£189,366	£887	0.5%
South Lanarkshire	LBTT	£185,267	£805	0.4%
Blackburn with Darwen	SDLT	£165,131	£802	0.5%
Powys	LTT	£237,762	£765	0.3%
South Tyneside	SDLT	£161,559	£731	0.5%
Darlington	SDLT	£159,988	£699	0.4%
Shetland Islands	LBTT	£179,493	£689	0.4%
Fife	LBTT	£179,134	£682	0.4%
Angus	LBTT	£178,455	£669	0.4%
Gateshead	SDLT	£155,550	£611	0.4%
Ceredigion	LTT	£235,160	£609	0.3%
Falkirk	LBTT	£173,046	£560	0.3%
Pendle	SDLT	£152,798	£555	0.4%
South Ayrshire	LBTT	£171,905	£538	0.3%
Redcar and Cleveland	SDLT	£151,341	£526	0.4%
Dumfries and Galloway	LBTT	£169,511	£490	0.3%
North East Lincolnshire	SDLT	£147,727	£454	0.3%
Stoke-on-Trent	SDLT	£147,377	£447	0.3%
Sunderland	SDLT	£147,114	£442	0.3%
Clackmannanshire	LBTT	£166,005	£420	0.3%
Isle of Anglesey	LTT	£231,943	£416	0.2%
Hyndburn	SDLT	£141,430	£328	0.2%
Middlesbrough	SDLT	£140,909	£318	0.2%
County Durham	SDLT	£140,447	£308	0.2%
Renfrewshire	LBTT	£159,992	£299	0.2%
North Lanarkshire	LBTT	£158,591	£271	0.2%
Newport	LTT	£229,200	£252	0.1%
Blackpool	SDLT	£137,386	£247	0.2%
Hartlepool	SDLT	£136,894	£237	0.2%
City of Kingston upon Hull	SDLT	£135,511	£210	0.2%
Burnley	SDLT	£135,012	£200	0.2%
City of Dundee	LBTT	£146,924	£38	0%
Blaenau Gwent	LTT	£144,294	£0	0%
Bridgend	LTT	£209,569	£0	0%
Caerphilly	LTT	£197,542	£0	0%
Carmarthenshire	LTT	£199,025	£0	0%
City of Aberdeen	LBTT	£130,689	£0	0%
Conwy	LTT	£217,829	£0	0%
Denbighshire	LTT	£201,452	£0	0%
East Ayrshire	LBTT	£138,971	£0	0%
Flintshire	LTT	£215,892	£0	0%
Gwynedd	LTT	£204,974	£0	0%
Inverclyde	LBTT	£115,401	£0	0%
Merthyr Tydfil	LTT	£156,721	£0	0%
Na h-Eileanan siar	LBTT	£139,518	£0	0%
Neath Port Talbot	LTT	£168,082	£0	0%
North Ayrshire	LBTT	£143,560	£0	0%
Pembrokeshire	LTT	£208,615	£0	0%
Rhondda Cynon Taf	LTT	£164,192	£0	0%
Swansea	LTT	£205,383	£0	0%
Torfaen	LTT	£199,184	£0	0%
West Dunbartonshire	LBTT	£127,521	£0	0%
Wrexham	LTT	£212,778	£0	0%

* No separate first-time buyer or mover price is published for this area (Northern Ireland districts): the all-buyer average is used.

Where the bill is highest

Ten councils carry the heaviest tax on their average home, and 8 of them are London boroughs. London as a region averages £550,037, but inside it the range runs from Kensington and Chelsea down to Barking and Dagenham at £375,604, where a one-home buyer pays £8,780. The last column shows the same purchase for a buyer who will own a second home: in England the 5% surcharge lands on every band, in Scotland the 8% Additional Dwelling Supplement lands on the whole price.

Ten highest bills on the average price, UK HPI July 2026
Council	Tax	Average price	One home	Additional property
Kensington and Chelsea	SDLT	£1,232,640	£67,014	£128,646
City of Westminster	SDLT	£876,788	£33,839	£77,678
Camden	SDLT	£815,159	£30,757	£71,515
Richmond upon Thames	SDLT	£803,249	£30,162	£70,324
Elmbridge	SDLT	£748,080	£27,404	£64,808
Hammersmith and Fulham	SDLT	£738,048	£26,902	£63,804
City of London	SDLT	£710,652	£25,532	£61,065
Wandsworth	SDLT	£686,076	£24,303	£58,607
Islington	SDLT	£674,592	£23,729	£57,459
St Albans	SDLT	£646,781	£22,339	£54,678

Each nation’s range

Tax on the average price, one-home buyer
Nation	Councils	Highest bill	Lowest bill	Councils at zero
England	295	Kensington and Chelsea (£67,014)	Burnley (£200)	0
Northern Ireland	11	Lisburn and Castlereagh (£2,314)	Mid and East Antrim (£1,049)	0
Scotland	32	East Renfrewshire (£4,886)	Inverclyde (£0)	6
Wales	22	Monmouthshire (£6,605)	Blaenau Gwent (£0)	15

The column of zeros says more about the nil bands than about prices. Wales exempts the first £225,000 for every buyer, Scotland the first £145,000, England and Northern Ireland the first £125,000. That is why Blaenau Gwent, with an average of £144,294, pays nothing, while the same price in an English council would cost £385 of SDLT.

How the figures are built

Prices come from the UK House Price Index published by HM Land Registry, for July 2026, the latest month available when these pages were checked. Recent months of the index are revised as late registrations arrive, so a council’s average, and the tax on it, can move slightly when the next edition appears. Each row is then run through the same engine as our SDLT calculator, with the rates in force in 2026.

The three price bases

“All buyers” uses the headline average. “First-time buyers” uses the average paid by buyers on their first purchase and applies the relief where the nation has one: England and Northern Ireland, and Scotland’s smaller nil band uplift. Wales has no relief, so its rows use the lower first-time buyer price at main rates. “Home movers” uses the price paid by former owner-occupiers. In 13 English councils the average first-time buyer price is above £500,000, so the relief is lost and standard rates apply in full.

The limits for Northern Ireland

Northern Ireland pays SDLT exactly as England does, but its 11 districts publish only the all-buyer average in the index. Choosing the first-time buyer or mover basis therefore shows the same price there, marked with an asterisk. Lisburn and Castlereagh has the highest average of the province at £240,737; Belfast sits at £184,768.

To compare the three regimes on a price of your own rather than an average, the nation comparison runs every situation side by side.

Estimates only: the figures on this page apply the published bands to the facts entered and do not replace advice from your conveyancer or the decision of HMRC, Revenue Scotland or the Welsh Revenue Authority.

Stamp duty by local authority

Where the bill is highest

Each nation’s range

How the figures are built

The three price bases

The limits for Northern Ireland

Questions buyers ask

Related pages and calculators

London

Manchester

Edinburgh

Cardiff

Belfast and Northern Ireland

England, Scotland and Wales compared

Official sources for this page